mortgage break divorce
Dealing with the end of a long-term relationship is never easy. Apart from the emotional turmoil, there is also the practical side of working out living arrangements, custody of any children and finances. If you and your spouse have a joint mortgage, things have the potential to become even more...
salary sacrifice mortgage
Salary sacrificing into superannuation is a popular savings strategy in Australia. Less well known but potentially just as effective is the practice of salary sacrificing to your mortgage. Also known as ‘salary packaging’, the strategy involves making an arrangement with your employer under...
buying property through a self managed super fund
Increasing numbers of Australians are turning to self-managed super funds (SMSFs) to grow their retirement savings, rather than relying on traditional industry and retail funds. Table Of Content SMSF property rules to be aware of Pros and cons PROS Tax-effective Discounted...
can i refinance my mortgage if im retired
Just because you’re retired doesn’t mean that life – or your need for finance – stops. The financial situations of most older Australians tend to evolve and fluctuate over time, and many retirees encounter situations where they need to extend or otherwise refinance their mortgages. For...
Mortgage default guide
Taking on a mortgage to buy a property is one of the most significant milestones in many adults’ lives – and also one of the biggest financial responsibilities read on for a definitive guide to mortgage defaults.  Table Of Content What happens if you default on a mortgage How long...
how to switch mortgages
Many Australians are stubborn when it comes to their mortgages. Once they find a home loan that they are comfortable with, they tend to stick with it for many years, often ignoring the arrival of new lenders, changes in rates, and new loan products. Given the enormous sums of money that most of...