how to switch mortgages
Many Australians are stubborn when it comes to their mortgages. Once they find a home loan that they are comfortable with, they tend to stick with it for many years, often ignoring the arrival of new lenders, changes in rates, and new loan products. Given the enormous sums of money that most of...
The two states comprise almost half of Australia’s economic output. So what will their reopening mean for the country?  On Monday, New South Wales began its reopening process to those that have been fully vaccinated, with cafes, restaurants and bars now allowed to open, and limits on the...
APRA’s macroprudential changes will do little to slow down this freight train. While Australia’s property market growth is beginning to slow, new data from CoreLogic reveals just how unprecedented this year has been for Australia’s housing market.  Housing market growth slowed over the...
Property Development Finance
Are you trying to learn how to finance your next property development? Don’t worry, in this article we’ll cover all of the different strategies that are available to you. Property development finance is a specific type of finance you’ll need to secure if you're thinking of undertaking any...
Asset classes
Knowing what the various asset classes are is a prerequisite for any budding investor or business owners. So, let’s take a look at what asset classes are.  American businessman Robert Kiyosaki famously once said,“money doesn't make you rich – assets make you rich.” But what does that...
APRA will be clamping down on lending conditions in order to cool down Australia’s property market. However, industry experts predict that this may have the opposite effect.  2021 has seen Australia’s property market soar to new heights. In just the first eight months of 2021, the median...
Caveat on property explained
Often considered the “red flag” of real estate, here is everything you need to know about Caveats on properties.  A caveat in real estate is an expression of interest in a property that prevents any new dealings from occurring that relate to that property. The term Caveat derives from...
Will the RBA pull the plug on the piping-hot property market? In the closing statements of the ‘Housing Market and Financial Stability’ speech delivered by the RBA’s Assistant Governor Michele Bullock on Wednesday, Bullock hinted at the possibility that the RBA could intervene in...
The Australian housing boom didn’t come cheap. In fact, many households are on the brink of mortgage default.  As we have discussed here at DG Institute, the Australian housing market has experienced unparalleled growth during the COVID-19 pandemic due to a combination of factors such as the...
Australia’s Hidden Economic Crisis
On the surface, Australia’s economy seems to be on the rebound from COVID-19. However, when you dig a little deeper, things aren’t so pretty. One could be mistaken for thinking that Australia’s economy is on the mend. We just dodged a recession last quarter, and now, official ABS figures...
how much does it cost to build a home in Australia
The Australian dream has always been to own property, but why not build your own?  Building a new home in Australia has a lot of benefits, which is why more and more Australians are choosing to do it.  This is because when you build your own home you are the director. You can choose the...
Who will need them and how will the passports impact the economy?  Last week, Prime Minister, Scott Morrison threw his support behind the concept of vaccine passports being used by Australian businesses, stating “It’s got nothing to do with ideology, and these issues around liberty and so...
Melbourne Property Market
Melbourne has gone through a rollercoaster throughout the COVID-19 pandemic. So is now a good time to invest in the Melbourne property market?  Melbourne has one of the richest cultural histories of any Australian capital city. Melbourne was the filming location for the world's first feature...
Australia’s lauded COVID-19 strategy is wearing thin.  Australia has been the envy of the world for most of the COVID-19 pandemic, and it’s no surprise why. Effective testing strategies and lockdown measures have helped to keep the virus at bay, yielding the lowest death rate per capita of...
government-grant
What goes up, must come down. But few would have predicted that a Government scheme could be the cause for the slowdown of Australia’s property market.   Over the past 25 years, the average annual growth rate of the Australian property market has been roughly 6.8% for houses and 5.9% for...
The latest lockdowns have brought Melbourne's auction clearance rates back to 2020 levels.  New data from CoreLogic has found that only 63.3 percent of capital city auctions held this week were successful - the lowest clearance rate seen since the height of the pandemic in July last...
Brisbane Property Market
The Brisbane property market is set to soar in the lead-up to the 2032 Olympics. Let’s learn a bit more about Brisbane’s property market.  Table Of Content Brisbane Property Market News [October 2021] Brisbane Property Market Growth & History Brisbane Property Market Forecast...
Australians are now getting less bang for their buck than ever as ABS data finds wage growth is at record lows.  On Wednesday, data from the Australian Bureau of Statistics (ABS) revealed some concerning information about Australia’s wages; they’ve been moving backward.  For the year,...
If you’re hoping to buy property in New South Wales, stamp duty is likely putting an additional strain on your finances. Well, that might be about to change.  For many, stamp duty can add tens of thousands of dollars to an already expensive property purchase. In Sydney, for example, where the...
Have you ever considered doing a small property development? Here are a few reasons you should quit considering it, and just do it.  The Australian property market has never been hotter - with the highest annual growth rate seen in over 17 years and prices up more than 16% in the past 12 months...
Australia has one of the highest rates of household debt in the world - and it might be about to increase even further. Australia has some of the highest debt-to-income levels in the world, and debt levels have risen dramatically over the past three decades. Australians have taken on so much...
With more than half of the country now in lockdown, the threat of another recession looms over Australia.  Prior to COVID-19, Australia had developed a reputation for avoiding recessions, which is defined as two consecutive quarters of economic decline.  Australia hadn’t experienced a...
mergens-and-acquisitions-in-australia-all-time-high
The COVID-19 pandemic has seen a boom in mergers, acquisitions and capital raises in Australian companies.  Real estate isn’t the only market that’s booming in Australia during the pandemic, as mergers, acquisitions and capital raises soar to new heights throughout 2021.  The recent USD...
It looks like the RBA may increase interest rates sooner than expected - and this could impact your monthly repayments. The Australian housing market has been exceeding expectations during this pandemic, with over 200 suburbs joining the million-dollar club in the past 12 months and the total...
sydney-locks-down-maybe-extended
Economists predict that Sydney’s lockdowns, if extended again, could bring Australia’s second recession since the pandemic started.  When it comes to Australia’s economy, Sydney is a powerhouse that provides nearly a third of Australia’s GDP.  That’s why these latest lockdowns...
Sydney is one of the most beautiful cities in the world, which is precisely why its property values keep climbing. In this article, you’ll find all of the latest Sydney property market news. Table Of Content Sydney Property Market News [October 2021] Sydney Property Market Growth &...
Sydney’s Lockdowns have been extended for a further 4 weeks - and that might be just the beginning. Here’s the support that’s available to help you get through it.   Table of content Australian Defense Force to be Deployed Could the lockdown be extended further? JobKeeper...
NAB Predicts Australia’s Housing Market Growth Will Continue Through 2021
The National Australia Bank (NAB) has outlined its predictions for Australia’s property market over the next 12 months.  In a recent Residential Property Survey, NAB has upped its growth forecasts for both Sydney and Melbourne property markets throughout 2021, while cutting the bank’s...
Foreclosures
 Foreclosures Introduction to foreclosure What are Mortgagee repossessions Foreclosure Properties Buying Pre-Foreclosure Property Risk buying a foreclosure property What causes a mortgage foreclosure How do foreclosure auctions work How to find...
Australia will host the Olympics for the third time as Brisbane has won the bidding process for 2032. What does this mean for Brisbane’s economy and property market?  In a landslide vote by International Olympic Committee delegates in Tokyo, Brisbane was elected to host the 2032 Olympic...
The Australian Banking Association has rolled out support measures for Australians struggling with the latest COVID-19 lockdowns.  Victoria's lockdowns have just been extended for a week after 13 new local cases of the Delta variant of COVID-19 were reported on Monday in the state.  South...
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