Debt Management

Australia has one of the highest rates of household debt in the world - and it might be about to increase even further. Australia has some of the highest debt-to-income levels in the world, and debt levels have risen dramatically over the past three decades. Australians have taken on so much...

Over the past decade, the DG Institute has helped thousands of Australians struggling with debt to regain control of their lives – and to rebuild their self-esteem. Founder and CEO Dominique Grubisa explains her passion for helping others fight debt stems from her own personal experience of going...

Are you waking up at night worrying about how to repay your out-of-control debt? Well, you don’t need to. With a little help and a debt management plan, you can tame your debt and get on with the things in life that matter. DG Institute CEO and Founder Dominique Grubisa explains more. Living...

Unfortunately, more and more Australians are getting deeper into debt. Even before the coronavirus hit, Australia had the second-largest level of household debt in the world. The average Australian household owed $350,000 pre-COVID-19, and the economic impact of the pandemic restrictions are likely...

Unfortunately, bankruptcy numbers in Australia are likely to rise due to the economic fallout from the COVID-19 pandemic. Here, DG Institute Founder Dominique Grubisa outlines the key things you need to know about bankruptcy. What is bankruptcy? What it means to be bankrupt How...

Financial pressure from the COVID-19 crisis is pushing ever-increasing numbers of Australians into debt which they cannot repay. While some will go bankrupt, others will use smart negotiation tactics to reduce or cancel their debts and rebuild their lives, writes DGI Founder and CEO Dominique...

With corporate offices closed due to coronavirus, millions of extra Australians have begun working from home. Don’t miss out when it comes to claiming the cost of this added burden at tax time. DGI Founder and CEO Dominique Grubisa explains the key deductions to watch out for this year. Has...

“How to fix my debt problems?” is a question plaguing record numbers of Australians. In this article, DG Institute founder Dominique Grubisa discusses debt management. How to fix my debt problems? List Your Expenses and Income Sources Account for Irregular Expenses Figure Out...

Do you know how to overcome financial loss? DG Institute founder Dominique Grubisa offers some tips based on her own experience with debt. How to overcome financial loss Don’t Live in Denial Don’t Let Stress and Emotion Dictate Your Decisions Adjust Your Priorities Start...

What would you give for a mortgage-free life? In this article, DG Institute CEO Dominique Grubisa shows you how to eliminate mortgage debt quicker. Your mortgage is probably the biggest debt you will ever have. In Australia, it’s typically hundreds of thousands of dollars’ worth of debt that...

Do you need to find ways to raise your credit score fast? In this article, DG Institute founder Dominique Grubisa sheds light on some techniques that can help. Ways to raise credit score fast Use Experian Boost Manage Your Credit Utilization Ratio Review Your Credit Report...

In this article, DG Institute’s Dominique Grubisa examines the importance of credit score. Specifically, she looks at the advantages of credit score strengthening. Australia is a country that is in billions of dollars of household debt. And don’t just take our word for it. According to a...

You may be a victim of irresponsible lending without even knowing it. In this article, DG Institute founder Dominique Grubisa explains how to identify the warning signs that might indicate that you have been granted unfair loans. Australia has a huge lending problem.  It’s not that people...

The rising cost of living has an enormous impact on the Australian people and economy. In this article, DG Institute founder, Dominique Grubisa takes a closer look at the effects of mortgage stress. Over the last few years, we’ve seen dramatic house price changes. Rising property prices lead...

DG Institute founder, Dominique Grubisa explains why the new credit reporting laws could potentially prevent you from boosting your credit score. Plus what you can do to clear mistakes from your credit history. Australia has one of the world’s highest debt-to-income ratios. In fact, we rank...

Debt can be a tool you leverage or a major financial pain. Look for these signs that a creditor will lead you into more debt. As any property investor knows, you can use debt to help you to build a portfolio. The idea is to borrow money and invest in an asset tharedt will generate an income...

Nobody wants to deal with debt collectors. That’s why you need to use these tips to control your spending habits so you don’t end up deep in debt. Poor money management is the bane of life for many Australians. Whether you’re an investor or just a regular person, you’ve probably...

Every financial year, Australians make mistakes when working out their tax obligations. Here are five big ones that affect the amount of tax you pay. Did you know that 80% of Australians pay more tax than they should? They make mistakes with their assessable income and deductions that end up...

Mortgage stress affects thousands of owner-occupiers in Australia. Here are the things you can do to take control. The Australian property market’s boom period was great news for investors. They could get loans with lower interest rates and saw the value of their properties skyrocket. →...

Black marks remain on your credit report for five years. Here are key mistakes that lead to these negative listings. What causes bad credit? Mistake 1: Applying for several mortgages at once Mistake 2: Only looking at the banks Mistake 3: Missing or delaying payments Mistake...

Inaccurate information on your credit file can cause all sorts of issues when you try to borrow money. Thankfully, there are steps you can take to clear a disputed item. How to dispute charge on a credit report? Step 1: Request a copy of your credit report Step 2: Contact the...

You’re not at the mercy of your creditor if you find yourself in debt. DG Institute founder and CEO, Dominique Grubisa, lets you in on several secrets that can help you stop debt collectors harassment and escape debt and move towards your new horizon. How to deal with debt? ...

There are plenty of things that you can do to clear bad debt that you don’t need to pay. In this article, DG Institute founder and CEO, Dominique Grubisa presents good debt vs bad debt and the 7 Tips on how to remove debt. 7 Tips on how to remove debt? Identifying and Acknowledging...

Falling behind on your mortgage can shake your self-confidence and pride. But take heart. DG Institute Founder Dominique Grubisa explains why banks are actually willing to help your debt recovery process... more than you might realise. So, you’ve missed a payment or two on your mortgage...