Latest From Dominique Grubisa

Vestey Family Clever Asset-Protection Strategy

With Britain’s Vestey family again in the news, light is being shone on the ingenious wealth-protection strategy they devised to help build one of the greatest family empires in the world. When...
Lord Vestey Asset Protection Strategy

How to make an offer on a house

You’ve found your dream home or discovered the perfect investment property. Now, how do you go about making an offer to acquire it? First-time property buyers often find the process of making an...
how to make an offer on a house

How to make an offer on a house: A Step by Step Guide

There’s more to putting an offer on a house than simply finding your dream home and letting the agent know you’re interested. For instance, do you have to pay the asking price or is there room...
How to make an offer on a house

Breaking up a mortgage after the break-up: a guide to home loans and divorce

Dealing with the end of a long-term relationship is never easy. Apart from the emotional turmoil, there is also the practical side of working out living arrangements, custody of any children and...
mortgage break divorce

Can you salary sacrifice a mortgage?

Salary sacrificing into superannuation is a popular savings strategy in Australia. Less well known but potentially just as effective is the practice of salary sacrificing to your mortgage. Also known...
salary sacrifice mortgage

Guide to buying property through a self-managed super fund (SMSF)

Increasing numbers of Australians are turning to self-managed super funds (SMSFs) to grow their retirement savings, rather than relying on traditional industry and retail funds. Table Of...
buying property through a self managed super fund

Can I refinance my mortgage if I’m retired

Just because you’re retired doesn’t mean that life – or your need for finance – stops. The financial situations of most older Australians tend to evolve and fluctuate over time, and many...
can i refinance my mortgage if im retired

What is a mortgagee-in-possession sale?

Many investors view mortgagee-in-possession sales as a golden opportunity to add a property to their portfolio at a price below its true market value.  In simple terms, a mortgagee-in-possession...
mortgagee-in-possession-sale

A definitive guide to mortgage defaults

Taking on a mortgage to buy a property is one of the most significant milestones in many adults’ lives – and also one of the biggest financial responsibilities read on for a definitive guide to...
Mortgage default guide

How to switch mortgages and save

Many Australians are stubborn when it comes to their mortgages. Once they find a home loan that they are comfortable with, they tend to stick with it for many years, often ignoring the arrival of new...
how to switch mortgages

A state-by-state guide to the First Home Buyer Grant in Australia

Australia first introduced a Commonwealth first home owner grant back in 2000. Researchers predicted the GST (introduced the same year) would have a negative impact on the real estate market and so...
First Home Buyer Grant

Everything you need to know about foreclosed properties

We Australians tend to watch so much American television that we sometimes become confused between their institutions and laws and our own. An Australian might talk about ‘ringing 911’ when they...
Foreclosure Home For Sale

A definitive guide to distressed property

Not everyone selling a property has the luxury of waiting until they obtain the best possible price. The term ‘distressed property’ refers to situations where property owners are forced to seek a...
Guide to distressed property

Bank possessed properties: How to land a bargain

One of the most successful strategies for making money through property is to buy a house or unit for less than its true market value and then re-sell it later for a higher price. This can be...
Bank possessed property

Everything you need to know about mortgage broker fees

Mortgage brokers play a useful role in the property market, helping to connect would-be real estate buyers with suitable loans. Their deep understanding of the different lenders and loan products...
mortgage broker fee

How capital gains tax is calculated?

They say the only two certainties in life are death and taxes. If you’re an Australian who owns an investment property, a home that has been rented out, or a share portfolio and you plan to sell...
capital gains tax 2021

Freeing Australians from the tyranny of unserviceable debts

Over the past decade, the DG Institute has helped thousands of Australians struggling with debt to regain control of their lives – and to rebuild their self-esteem. Founder and CEO Dominique...

A Kind and Fair Approach To Australian Distressed Property

For more than a decade, DG Institute’s Real Estate Rescue Program has been teaching students the secrets of making money from distressed property. A core principle is ensuring that both investor...

Rent Vs Buy

Knowing when to rent and when to buy property in Australia is a decision that requires careful research and analysis. It’s important to understand the pros, cons and costs of both options, so you...
Rent vs Buy

How to make an offer on a house

Successful real estate buyers understand the most effective home offer strategies and how to get their offer accepted on a house. DG Institute Founder and CEO Dominique Grubisa explains what you need...
How to make an offer on a house

Four Types Of Trust In Australia

Once used predominantly by the very wealthy, trusts are now being put to use by large numbers of regular Australian families. The reasons are simple. As well as delivering potential tax advantages,...
4 Types of trusts in Australia

Why A Will On Its Own, Is Not Enough To Secure Your Wealth

Increasing numbers of Australians are waking up to the benefits of ‘testamentary trusts’ when drawing up their wills. As well as offering potential tax benefits, such trusts can protect the...
5 Scenarios Where You Need A Testamentary Trust

How to use the new, historic-low interest rates to build wealth

With Australia’s official interest rate now at an astoundingly low 0.1 percent, it’s never cost less to borrow money. DGI Founder and CEO Dominique Grubisa explains what the latest rate cut means...
RBA Historic Low Interest Rate

How a Debt-Management Plan Could Solve Your Money Troubles

Are you waking up at night worrying about how to repay your out-of-control debt? Well, you don’t need to. With a little help and a debt management plan, you can tame your debt and get on with the...
Debt management plans

Bank figures reveal the truth about the coming economic storm

Still don’t believe that the COVID-19 crisis has the power to crash the housing market and threaten your personal wealth? Startling figures from the major banks may just change your mind, writes DG...
Banks reveal the truth about the coming economic storm

COVID-19 property plunge: why the worst is yet to come

Don’t be fooled by the buoyant spring property market in some Australian markets. We haven’t magically escaped the fall-out of COVID-19, and an economic day of reckoning is coming. DG Institute...

Why you should consider investing in regional property in 2020

Capital city property prices have been hit hard by Australia’s economic downturn, falling on average by two percent in the June quarter. But regional centres are faring much better, and have the...
Australia Regional Housing On The Rise

Buying A Business

Starting or buying a business in Australia is a decision that requires careful research and analysis. Here, DG Institute Founder Dominique Grubisa explains: Buying a business in Australia...
buying a business in australia

A Crash Course in Pre-foreclosure Sale and Short Sales

.tophead.dg-institute-navbar-2 .navbar-default{margin-top:0;} Foreclosures Introduction to foreclosure What are Mortgagee repossessions Foreclosure Properties Buying...
Foreclosures

Best time in living memory for business turnarounds

Every cloud has a silver lining – even the economic downturn caused by COVID-19. A surge in the number of businesses on the verge of failing presents a unique opportunity for entrepreneurs ready to...
Business turnaround opportunities